COF (Capital One Financial) Financial Strength (2024)

FAQs

COF (Capital One Financial) Financial Strength? ›

Capital One Financial has the Financial Strength Rank of 4.

Capital One Financial has total assets of $481.7B and total equity of $57.8B. Total deposits are $351.0B, and total loans are $299.8B. It earns a Net Interest Margin of 6.6%.

Fitch Affirms Capital One at 'A-'/'F1'; Outlook Stable. Fitch Ratings - New York - 21 Feb 2024: Fitch Ratings has affirmed Capital One Financial Corporation's (COF) Long- and Short-Term Issuer Default Ratings (IDRs) at 'A-' and 'F1', respectively, and has affirmed the bank's Viability Rating (VR) at 'a-'.

MCLEAN, Va. , April 25, 2024 /PRNewswire/ -- Capital One Financial Corporation (NYSE: COF) today announced net income for the first quarter of 2024 of $1.3 billion , or $3.13 per diluted common share, compared with net income of $706 million , or $1.67 per diluted common share in the fourth quarter of 2023, and with ...

Is Capital One Financial stock a Buy, Sell or Hold? Capital One Financial stock has received a consensus rating of buy. The average rating score is and is based on 33 buy ratings, 30 hold ratings, and 14 sell ratings.

While Capital One has a long-term credit rating of A- from Fitch Ratings, its risk profile and asset quality are at a BBB+ level.

Capital One Financial long term debt for 2023 was $49.318B, a 3.11% increase from 2022. Capital One Financial long term debt for 2022 was $47.832B, a 13.17% increase from 2021.

On February 19, Capital One announced it would acquire Discover in an all-stock transaction worth $35.3 billion. Both companies are among the largest credit card issuers in the country while Capital One is the ninth-largest bank in the United States.

The bank has approximately 750 branches, including 30 café style locations, and 2,000 ATMs. It is ranked 106th on the Fortune 500, 15th on Fortune's 100 Best Companies to Work For list, and conducts business in the United States, Canada, and the United Kingdom.

Why is Capital One better than Chase? ›

Chase: Overview. Capital One and Chase both offer the banking basics, such as savings accounts, checking accounts and CDs. But Capital One has higher rates on its savings products than Chase, as well as fewer fees and less stringent minimum balance requirements.

"We delivered solid results with strong top line growth in 2023," said Richard D. Fairbank , Founder, Chairman, and Chief Executive Officer. "Our modern technology capabilities are driving resilient growth, enabling efficiency improvement, and putting us in a strong position to deliver long-term shareholder value."

Capital One is owned by Capital One Financial Corporation, a financial services holding company.

COF Stock Forecast FAQ

Capital One Financial has a conensus rating of Moderate Buy which is based on 5 buy ratings, 12 hold ratings and 0 sell ratings. The average price target for Capital One Financial is $154.62. This is based on 17 Wall Streets Analysts 12-month price targets, issued in the past 3 months.

According to analysts, COF price target is 155.18 USD with a max estimate of 189.00 USD and a min estimate of 111.00 USD.

Capital One Financial Stock Prediction 2025

The Capital One Financial stock prediction for 2025 is currently $ 154.05, assuming that Capital One Financial shares will continue growing at the average yearly rate as they did in the last 10 years. This would represent a 8.14% increase in the COF stock price.

The ability of a bank to consistently grow its earnings and deposits is a key determinant of its future viability and prospects. Regulators measure the quality of earnings by assessing the bank's growth in deposits, balance sheet stability, quality of loans, and interest rate spread.

At its most basic level, financial strength is the ability to generate profits and sufficient cash flow to pay bills and repay debt or investors. Most business owners are focused on generating sales to increase profitability, however, sales alone do not build financial strength.

Its cards typically have low or no annual fees, no foreign transaction fees and rewards that can be redeemed with no minimum. With cards for business travelers, cash back rewards, students and limited credit, Capital One has an easy-to-use credit card for practically every type of consumer.